- Your home loan will now change to 0% interest.
- Including insurance security in home loans.
- Life insurance will be insured throughout the loan period.
- Economic benefits according to the specialty of life insurance.
- Sometimes your loved ones will not be forced from home.
- Income tax benefits.
Policy Requirements
Minimum Sum Assured
NPR 500,000
Maximum Sum Assured
No limit
Minimum Policy Term
10
Maximum Policy Term
20
Minimum Entry Age
18
Maximum Entry Age
50
Max Maturity Age
60
Premium Paying Term
Equal to policy term
Premium Payment Frequency
Yearly, Half Yearly, Quarterly & Monthly
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Benefits
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4 % of Sum Assured is payable to the financial institution on each policy anniversary.
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On Maturity: Remaining percentage of sum assured plus vested bonus will be paid to financial instution to repay remaining portion of loan and interest on loan.
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Death Before Maturity: Basic Sum assured plus vested bonus will be paid to repay remaining portion of loan and interest on loan.
Supplementary Riders
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Accidental Death Benefit (ADB) and Total Permanent Disability and Premium Waiver (TPD/PW)
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(Equal to basic sum assured or maximum NPR. 30,00,000 which ever is less)
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